Tracey has nearly 40 years of banking experience, of which about 35 years was in Investment Banking and the rest in Wealth Management. She was Vice Chairman of UBS AP Wealth Management until her retirement in August 2020 and was Vice Chairman at Citi’s corporate and investment banking before that. Tracey is presently a board member of UOB Ltd and NUH. She is on the investment board of GIC, a member of the Securities Industry Council and SGX Listings Advisory Committee. She is also a Council member of the Singapore Red Cross.